:root{--azul:#073b4c;--azul2:#0b5d72;--champagne:#d8b56d;--verde:#25d366;--verde2:#128c7e;--texto:#24323a;--muted:#60717b;--bg:#f7fafb;--borda:#dfe8ec;--branco:#fff;--sombra:0 18px 40px rgba(7,59,76,.12);--radius:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--texto);background:var(--branco);line-height:1.65}img{max-width:100%;height:auto;display:block}a{color:inherit}p{margin:0 0 16px}.container{width:min(1120px,calc(100% - 32px));margin-inline:auto}.topbar{background:var(--azul);color:#e9f6f8;font-size:14px;padding:8px 0}.topbar .container{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap}.header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--borda);z-index:20}.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:18px}.logo{font-weight:850;color:var(--azul);font-size:22px;letter-spacing:-.03em;text-decoration:none}.logo span{display:block;font-size:12px;color:var(--champagne);letter-spacing:.11em;text-transform:uppercase}.menu{display:flex;align-items:center;gap:18px;font-size:15px}.menu a{text-decoration:none;color:#2e424b;font-weight:650}.menu a:hover{color:var(--azul2)}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;background:var(--verde);color:#fff;text-decoration:none;font-weight:850;text-transform:uppercase;letter-spacing:.02em;padding:14px 22px;min-width:220px;box-shadow:0 10px 22px rgba(37,211,102,.25);cursor:pointer;transition:.2s}.btn:hover{background:var(--verde2);transform:translateY(-1px)}.btn.secondary{background:#fff;color:var(--azul);border:1px solid var(--borda);box-shadow:none}.btn.secondary:hover{background:#eef7f9}.small-note{color:var(--azul2);font-weight:800;font-size:14px;margin-top:8px}.hero{background:linear-gradient(135deg,#f9fdfd 0%,#eaf6f7 62%,#fff7e4 100%);padding:56px 0 64px;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;background:#fff;border:1px solid var(--borda);color:var(--azul2);font-weight:800;border-radius:999px;padding:8px 12px;font-size:13px}.eyebrow:before{content:"";width:8px;height:8px;background:var(--champagne);border-radius:50%}.hero h1{font-size:clamp(34px,5vw,62px);line-height:1.03;margin:16px 0 18px;color:var(--azul);letter-spacing:-.05em}.hero .lead{font-size:clamp(18px,2vw,22px);color:#42545d;max-width:680px}.hero-card,.form-card,.card{background:#fff;border:1px solid var(--borda);border-radius:var(--radius);box-shadow:var(--sombra)}.hero-card{padding:18px}.hero-card 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20px;margin-bottom:12px}.faq summary{font-weight:850;color:var(--azul);cursor:pointer}.footer{background:#062f3d;color:#dcebef;padding:46px 0 18px}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:24px}.footer a{color:#dcebef;text-decoration:none}.footer a:hover{text-decoration:underline}.fineprint{font-size:13px;color:#abc7cf;border-top:1px solid rgba(255,255,255,.12);padding-top:18px;margin-top:28px}.breadcrumb{font-size:14px;color:var(--muted);padding:22px 0}.breadcrumb a{color:var(--azul2);text-decoration:none}.page-hero{padding:48px 0;background:linear-gradient(135deg,#f4fbfc,#fff8e8)}.page-hero h1{font-size:clamp(32px,5vw,52px);line-height:1.08;color:var(--azul);margin:0 0 14px;letter-spacing:-.04em}.page-hero p{max-width:780px;font-size:19px;color:#4d6069}.article{max-width:860px;margin:auto}.article h2{color:var(--azul);font-size:30px;line-height:1.2;margin-top:36px}.article h3{color:var(--azul2)}.article .box{background:#f3fafb;border-left:5px solid 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